Ashby

01530 414111

Leicester

0116 2551901

Coalville

01530 834466

Melbourne

01332 863810

Long Term Care Planning

With the problems surrounding funding for residential care constantly appearing on the news and in the press and as people have a longer life expectancy, it is common for clients to be concerned about how much care costs, who will pay for the care and the effect it will have on their family home.

Philippa Crane

T.E.P, Solicitor and LLP Member
With the problems surrounding funding for residential care constantly appearing on the news and in the press and as people have a longer life expectancy, it is common for clients to be concerned about how much care costs, who will pay for the care and the effect it will have on their family home.

In the UK it is common for care home fees to be in the region of approximately £500 – £1,000 per week, if not more. This figure will vary depending on the care home chosen. If a person needs or requires residential or nursing care then the Local Authority will carry out a financial assessment to calculate how much, if anything, the person going into care is required to pay toward the care fees.

In limited circumstances, if the NHS determines that you have ‘primary health needs’ you may be eligible to receive ‘Continuing Healthcare’ funded by the NHS. The Local Authority Social Services will be responsible for assessing the requirements of the person entering care. Funding will only be available where a need has been identified.

Currently, in the UK, if you have capital above £23,250 you will be expected to pay for all of your care fees. If you have capital below £14,250 you will be fully funded by your Local Authority, subject to your income. If the total of your capital falls between the two thresholds then you will be required to pay a contribution towards your care.

With regard to the family home, the value of this property will not be taken into account for the first twelve weeks of your stay in care. At the end of the twelve week period the full value of the property will be taken into account unless you have a partner, spouse, close relative over the age of 60, child under the age of 18 or ex-partner who is a single parent living in your property.

As a result of the rules on care fees, most people will pay for some or all of their care because they have capital and/or income that can be used towards the payment of fees. There are very few exceptions to this but please see Family Trusts and Asset Protection.

Our experts can assist you in advance with considering long term care planning options to provide you with certainty and peace of mind.

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Meet the team

Matthew Needham

Solicitor and LLP Member

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Rebecca Taylor

Solicitor, LLP Member and Associate Member of Solicitors for the Elderly

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Philippa Crane

T.E.P, Solicitor and LLP Member

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Laura Doherty

T.E.P, Solicitor and LLP Member

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Leanne Cooper

T.E.P, Trust and Estate Practitioner, Solicitor and LLP Member

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Rebecca Abraham

T.E.P, Solicitor and LLP Member

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Office Locations

Ashby

  • 30 South Street
    Ashby de la Zouch
    LE65 1BT
  • 01530 414111
  • 01530 417022
  • office hours: 9:00am - 5:00pm

Leicester

  • 24 De Montfort Street
    Leicester
    LE1 7GB
  • 0116 2551901
  • 0116 4298973
  • office hours: 9:15am - 5:00pm

Coalville

  • 21 - 25 London Road
    Coalville
    LE67 3JB
  • 01530 834466
  • 01530 810886
  • office hours: 9:00am - 5:00pm

Melbourne

  • The Loft
    7a Market Place Melbourne
    Derbyshire DE73 8DS
  • 01332 863810
  • office hours: 9:00am - 5:00pm

CRANE AND WALTON LLP is a limited liability partnership registered in England and Wales with number OC374767.

A list of members is open for inspection at 21-25 London Road, Coalville, Leicestershire LE67 3JB the principal place of business and registered office.

This firm is authorised and regulated by the Solicitors Regulation Authority Registration Number 570192.

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Matthew Needham

Solicitor and LLP Member

I head the Private Client Team and my work involves advising clients on establishing effective inheritance tax solutions to include wills, trusts, administration of estates, deeds of variation and family trusts. I also advise on alternative commercial arrangements in order to maximise the inheritance tax reliefs available.

I am a Corporate Member of Crane And Walton LLP and qualified as a Solicitor in May 1994.

Rebecca Taylor

Solicitor, LLP Member and Associate Member of Solicitors for the Elderly

I am a Solicitor advising on Private client matters including; Wills, Administration of Estates, Court of Protection applications, Powers of Attorney, Trusts, Elderly Client issues and Tax Planning matters. I also have experience in dealing with transfers of property, including Assents and Declarations of Trust.

I qualified as a Solicitor in January 2004.

Philippa Crane

T.E.P, Solicitor and LLP Member

I have over ten years post-qualified experience and specialise in wills, trusts and probate. 

I advise a wide range of clients on their wills and Lasting Powers of Attorney, providing tailored advice in relation to inheritance tax and estate planning for each client’s individual circumstances. 

I assist clients with all elements of estate administration, from probate applications and intestacy to complex inheritance tax matters, post-death variations and estate income and capital gains tax. I have a thorough knowledge of trust law and advise clients on all aspects of trust creation, taxation and administration. 

I am a member of the Society of Trust and Estate Practitioners. 

Laura Doherty

T.E.P, Solicitor and LLP Member

I advise on matters regarding the drafting of Wills, Administration of Estates, Court of Protection applications, Lasting Powers of Attorney, Trusts, Elderly Client issues and Tax Planning matters. I also have experience in dealing with property transactions to include, Assents, Transfers and Severance of Tenancies.

I am a Member of the Society of Trusts and Estate Practitioners.

I qualified as a Solicitor in August 2013.

Leanne Cooper

T.E.P, Trust and Estate Practitioner, Solicitor and LLP Member

I have worked within the private client department of Crane and Walton LLP for over 17 years and have a wealth of experience and knowledge of private client law and procedure. 

I specialise in the administration of estates, drafting and interpreting Wills,  drafting Lasting Powers of Attorney and Court of Protection applications. I also advise clients on trust issues relating to trust administration as well as private client taxation involving inheritance tax, capital gains and income tax.

I offer a professional and supportive service to my clients, providing clear and concise legal advice. 

I am a full member of STEP and cross qualified from a FILEX to a solicitor in August 2021. 

Rebecca Abraham

T.E.P, Solicitor and LLP Member

I have over 13 years of post-qualified experience in private client law and advise on all areas of estate and Inheritance Tax planning and administration including the drafting and interpretation of Wills, creation and management of Trusts, Powers of Attorney and Probate and administration of estates including complex and taxable estates and post death variations.

I work with a wide range of clients with differing needs and backgrounds including high net worth individuals but always with the aim of providing legal solutions tailored to their individual concerns and requirements.

I am a member of the Society of Trust and Estate Practitioners.